VeaPay

The personal money application for everyday finance: sending, holding multiple currencies (NGN, USD, EUR, GBP), paying bills, virtual/physical cards, gift cards, and vaults.

The Business Problem

Everyday individuals managing money across fragmented accounts without unified FX conversion, savings vaults, or gift card access.

Verified Capabilities

Personal money
A naira account beside USD, EUR, and GBP balances, transfers, bills, cards, gift cards, and a savings vault. Invest and crypto screens use public quotes.
Multi-currency wallet
Hold, convert, and manage international balances with live indicative quotes.
Questions that do not move money
Ask VeaPay can explain the books. A transfer still requires a PIN. The assistant does not send funds.

Who It Is For

The person using the personal workspace
Everyday retail banking customers

Scope & Technical Boundaries

Payments in this build are simulated. They update a local ledger and do not leave a bank.
This build is not a bank, a broker, or a card issuer.
Plans are described in the application and are not for sale.
Its database is its own SQLite file. Marketing Intelligence does not read those books, and this website does not either.

Connected Tools

Related Vea Applications

These applications share workflows, identity, or operational data with VeaPay.

Vea Finance Intelligence

FP&A & Cash Flow

A unified financial planning, cash flow intelligence, and variance control application: multi-period department budgets, real-time multi-currency vault reserves, accounts receivable aging schedules, and instant P&L statement generation.

Vea Procurement

Procurement & Spend Governance

Purchase requisition, supplier catalog governance, and spend authorization. Enforce multi-tier approval thresholds and spend visibility.

Vea Store

Retail Technology Shop

A modern digital retail technology storefront for laptops, phones, networking gear, enterprise IT infrastructure, and installation services with real-time Naira pricing.